Scuba diving is fun.
On the other hand, scuba diving involves some risks like every sports do, especially when it comes to outdoor sports.
Scuba divers and dive centers must be conscious in order not to regret if something goes all wrong during a scuba dive training/pleasure dive.
As for the scuba divers, we all travel to dive in different parts of the world.
To be able to feel comfortable and be on the safe side, we better have a dive accident and dive travel insurance.
As you see, there are different types of scuba diving insurance.
Let’s take a look at them closely and see what each one covers below.
Generally, scuba diving insurance is divided into three categories:
1-Scuba Diving Facility Liability Insurance
Being a dive center owner is awesome.
It is a lot of fun seeing people all around the globe/country to become certified in your facility.
But of course, having a dive facility comes with a great responsibility.
There might be fatal diving accidents and/or scuba divers or their family members may fall on the boat, at the poolside and etc.
Yes, this is bad. Worse thing is that they may sue the dive center.
In some countries, having a scuba diving facility liability insurance is a legal obligation.
For more information about scuba diving facility liability insurance, follow this link.
2-Scuba Diving Professionals Liability Insurance
Dive professionals teach people how to dive and they are the leaders of the dive groups underwater.
They face with different kinds of people; from different cultures, ages and dive training (when you are a dive leader, you cannot know how the diver you lead is trained except looking at his/her scuba diving certification).
It is possible that a scuba diving professional may face a legal claim after a dive accident.
Actually, majority of the scuba diving agencies like PADI and SSI require their dive professional to have a valid scuba diving professional liability insurance.
Beyond this requirement, a dive professional must have a scuba diving insurance, because a possible claim may result in loosing wealth.
For more information about scuba diving professionals liability insurance, follow this link.
3-Scuba Diving and Dive Travel Insurance
You may not be a dive professional or a dive center owner.
It is good for every scuba diver, especially for the ones who dive frequently like every weekend or so.
The scuba diving insurance part is for the amateur scuba divers (non-professional levels like PADI Open Water Diver) who don’t want to risk their health and wealth.
In case of an emergency, it can be a scuba diving accident or another accident in the dive area (a diver fell on me, for example, interesting, right? You can read my post about it here: A Diver Fell on Me!).
As an example, if a scuba diver need treatment in a decompression chamber, it really costs a lot.
You may be healthy again, but a thick invoice may also be posted to your house right after.
This is also valid during your dive holiday.
Most of the scuba diving insurance companies require scuba divers not to dive deeper than 30 meters diving abroad under direct supervision of a dive professional.
You must also follow the common diving rules like the safety stop and flying after dive procedures.
Where to Get a Scuba Diving Insurance?
You can get scuba diving insurance online by visiting the well-known insurance companies’ web-sites below:
Don’t risk your health and money, be conscious and have a scuba diving insurance.
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